Lending & Financing
M&T Bank offers a variety of financing options, as well as credit facilities tailored to the needs of companies operating on both sides of the border. Credit facilities are available in both CDN and USD.
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Solutions Built for Cross-Border Businesses
M&T Bank has the knowledge, experience and ability to support all of the credit needs of your company鈥檚 U.S.-based operations.
Line of Credit
An M&T credit line is a flexible answer to your U.S. affiliate鈥檚 short-term borrowing needs. A line of credit can help you manage growth and cash flow in your North American operations.
Term Financing
Your company鈥檚 extended borrowing requirements can be met through an M&T Bank Term Loan, which can be used to finance capital expenditures like equipment acquisitions.听
Commercial Real Estate听
M&T Bank offers a full range of services for construction and development lending. Our Relationship Managers take the time to understand what鈥檚 important to your business.听
Asset-Based Lending (ABL)
When circumstances do not allow traditional bank financing, M&T Bank can help you leverage the value of your assets to meet the immediate financial needs of your business.听
Government Financing Programs: Canada听
The team at M&T Bank works closely with听Export Development Canada (EDC) to provide a range of financial services and solutions for:
- Canadian exporters
- Canadian investors
- International buyers